Effective Date: May 21, 2025
Georgiou Law, PLLC (“we,” “our,” or “us”) is a law firm licensed to practice in the State of New York and specializes in debt consolidation and related legal services. By accessing or using our website, scheduling a consultation, or engaging our services, you agree to be bound by these Terms of Service.
1. Legal Services Disclaimer
Nothing on this website constitutes legal advice unless and until a formal attorney-client relationship has been established through a written agreement signed by both you and our firm. No attorney-client relationship is created by viewing this site or communicating with us through this site.
2. Scope of Services
We provide debt consolidation legal services, including:
Negotiating with creditors on your behalf
Evaluating debt consolidation options
Assisting with debt settlement or bankruptcy referrals if appropriate
Legal consultation on New York State debt relief laws
We do not guarantee any specific outcome or financial result.
3. Eligibility
You must be at least 18 years old and reside in New York State to use our legal services. By using our site or services, you represent and warrant that you meet these requirements.
4. Client Obligations
As a client, you agree to:
Provide accurate and complete information
Respond to communications in a timely manner
Pay all agreed-upon fees as outlined in your client agreement
Notify us of any changes in your financial circumstances that may affect our legal strategy
5. Fees and Payment
Our fees will be disclosed in a written client engagement agreement. We offer flat fees for your legal matter. We do not charge advance fees in violation of the Federal Trade Commission (FTC) rules governing debt relief services.
6. Confidentiality and Privacy
All client information is kept confidential in accordance with the New York Rules of Professional Conduct and applicable privacy laws. Please refer to our Privacy Policy for more details on how we handle personal data.
7. Prohibited Use
You agree not to:
Use this site or our services for any unlawful purpose
Impersonate any person or entity
Interfere with the operation or security of our website
8. No Guarantees
Debt consolidation outcomes vary. We cannot guarantee any reduction in the amount of your debt, a specific credit score improvement, or any other particular result.
9. Limitation of Liability
To the fullest extent permitted by law, Georgiou Law, PLLC shall not be liable for any indirect, incidental, or consequential damages arising out of or related to your use of our services.
10. Indemnification
You agree to indemnify and hold harmless Georgiou Law, PLLC, its partners, employees, and affiliates from any claims, damages, or legal expenses arising from your use of our services or violation of these Terms.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York. Any legal action arising under these Terms shall be brought exclusively in the courts located in Queens County, New York.
12. Changes to These Terms
We reserve the right to update these Terms at any time. Changes will be posted on this page with the updated effective date. Your continued use of our site or services constitutes acceptance of the revised Terms.
13. SMS Terms and Conditions
.1 SMS For Consent Communication: The Phone Numbers obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
.2 Types of SMS Communications: If you have consented to receive text messages from Georgioulaw, PLLC, you may receive text messages related to: (Appointment reminders, meetings, and follow-up on cases.)
For Example: Hello Thank you for contacting Georgioulaw, PLLC, how can we help you? Reply Stop to opt-out at any time. Message and data rates may apply, for assistance, text Help” or visit our Privacy Policy and Terms of Service
.3 Message Frequency: Our SMS message frequency will be from 50 to 1000 text messages daily across all users.
.4 Potential Fees for SMS Messaging: Many carriers charge a fee for each message sent or received. This can vary depending on the carrier’s pricing structure and whether the message is sent domestically or internationally.
.5 Opt-In Method: Customer will Opt-In for SMS messaging from Georgioulaw, PLLC through intake forms on their website located at (https://georgioulawpllc.com/), this agreement for SMS will not be shared with third parties for marketing purposes.
.6 Opt-out: Customer will be able to opt out of SMS messaging from Georgioulaw, PLLC by replying STOP at any time to any received SMS message, once opted-out they will receive no further SMS communication. They can Opt back In at any time by replying START
14. Contact Us
If you have questions or concerns about these Terms, please contact:
Georgiou Law, PLLC
32-75 Steinway Street
Suite 207, Astoria, NY 11103
📞 (917) 764-3072
📧 efstathios@georgioulawpllc.com
🌐 https://georgioulawpllc.com/